Preparing for death can be overwhelming for anyone. Nobody wants to consider a circumstance where they won’t be here to care for their bundle of joy.

As a qualified trust and estate practitioner, I often receive an increased number of calls in January from people who are either updating their wills as part of their New Year’s plans, or unfortunately, experienced the loss of a friend or family member.

Every year, Canadian financial planners inadvertently fail to secure an estimated $18-million in potential savings for some of their most financially vulnerable clients – parents of children with disabilities.